Insurance built for disc jockeys
General liability, professional liability, equipment coverage, workers' comp, and cyber — for mobile, wedding, club, and karaoke DJs. Get the certificate your venue asks for.
Buy select coverage online in minutes, or request a full quote.
How it works
From “tell us about your gigs” to a quote in just a few minutes.
Tell us about your DJ work
Mobile, wedding, club, or karaoke — and the gear you bring.
Pick your coverage
General liability, equipment, professional liability, workers' comp, or cyber.
Review your quote
We line up the details and someone follows up to help.
Bind or connect
Buy select coverage online, or connect with someone to finish up.
Coverage you can build around your gigs
Pick the pieces that fit how you work. Choose what to explore on the quote form — coverage, terms, and availability vary by carrier, state, and individual risk.
General Liability
The foundation for most DJ businesses — third-party bodily injury and property damage claims at your gigs.
Equipment / Business Personal Property
Cover your gear — decks, controllers, speakers, mics, lighting, and laptops — against theft and damage.
Professional Liability
For claims that you didn't deliver the service promised, from a no-show to a contract dispute.
Workers' Compensation
For DJs with employees or staff working events — helps with work-related injuries and the costs that follow.
Cyber Liability
Online booking, deposits, and client records bring digital exposure worth considering.
Built for every kind of DJ
However you spin, the application is shaped around your setup.
Wedding & event DJs
The reception, the ceremony, the first dance — coverage venues often ask for.
Mobile DJs
You bring the party to them — with liability and equipment coverage on the road.
Club & bar DJs
Residencies and one-off nights at clubs, bars, and lounges.
Karaoke jockeys (KJs)
Hosting karaoke nights, with the mic in the crowd's hands and yours.
Stop chasing certificates from your DJs
Get a custom insurance link for your venue. Every DJ or renter buys their own coverage and a certificate naming your venue as additional insured issues automatically — into your inbox.
The kinds of situations DJs think about
Illustrative examples only — not a promise of coverage. Whether any claim is covered depends on the policy, the facts, the carrier, and your state.
A guest trips over a cable
Someone catches a foot on a speaker cable and is injured. General liability is the coverage typically associated with third-party bodily injury at your event.
Gear is stolen from the van
Your controller and speakers disappear from a loaded van overnight. Equipment / business personal property coverage is built for exactly this.
A venue asks for a certificate
The banquet hall won't let you set up without proof of insurance naming them as additional insured. A general liability policy lets you provide it.
Common questions
What insurance do DJs usually carry?
Many DJs start with general liability — it's the coverage venues most often require — and add equipment coverage for their gear. Depending on the business, professional liability, workers' comp, and cyber may also be relevant. The right mix depends on your operation, your state, and the carrier.
Do venues require DJ insurance?
Frequently, yes. Many wedding venues, banquet halls, clubs, and event spaces require vendors to carry general liability and to provide a certificate of insurance naming the venue as an additional insured before an event.
Is my equipment covered under general liability?
Usually not. General liability responds to third-party injury and property damage — not your own gear. To cover your decks, speakers, mics, and lighting, you generally add equipment (business personal property) coverage.
Can I insure karaoke jockey (KJ) work too?
Yes. Karaoke hosting carries similar liability exposures to DJ work — people, cables, and equipment in a crowded room. Tell us on the quote form and we'll factor it in.
Can I buy DJ insurance for just one event?
Often, yes. Some carriers offer short-term or per-event policies for a single wedding, festival, or gig. You can explore instant online options on our buy-online page, or request a quote for an annual policy.
Ready to protect your DJ business?
Tell us about your gigs and we'll help you line up the right coverage.
Start my quote →